Welcome to Benefit Design & Strategies LLC, your home for employer-sponsored group benefits in Vermont.

Benefit Design & Strategies, LLC (BDS), an independent insurance agency owned and operated by Ben Bosher, offers your Vermont business or non-profit organization a comprehensive selection of affordable, employer-sponsored group benefits your for employees.

BDS specializes in the following benefits:

• Group Medical Plans offered in Vermont for small and large groups including expertise in HSA's and HRA's
• Group Dental Plans available to Vermont employers, both fully insured and self-funded models
• Group Life and Disability Insurance offered by Vermont-approved carriers
  
• Flexible Benefit (Section 125) Plans including the interface with HSA plans
• Vision Benefits
• Retirement Plans for large and small Vermont employers
  
• Wellness Programs and Employee Assistance Plans (EAP) for Vermont employers
  
• Voluntary (employee paid and employer-sponsored) benefits
  

Our mission is to provide the personal and responsive service that Vermont companies have come to expect not just at renewal time, but throughout the year. We take the complexity out of group employee benefits insurance by preparing concise and accurate reports and proposals to enable benefits managers to make informed decisions with confidence.

We invite you to visit our informative chart Spectrum of Group Benefits which outlines the relationship, employee perception and relative cost of various employer-sponsored benefits offered by Vermont companies.