Benefit Design & Strategies serves self-employed entrepreneurs (and their families) who call Vermont their principal place of business. Many solo business people do not know they can participate in either community-rated or association-sponsored small-group health plans, thereby having access to less expensive health insurance and far more plans to choose from than the non-group (individual) health coverage options.

Let Benefit Design & Strategies assist you in finding comparable coverage with much better rates and at no additional cost.

Documentation as Evidence of Self-Employment

Carriers will want proof that you are legitimately self-employed in Vermont; this can usually be accomplished by providing a copy of your most recently filed IRS Schedule C "Business Income and Expense Form". In the case of a newly-formed business, a copy of the trade-name registration with the state, promotional materials, business contract(s) or similar evidence will usually suffice.

If you are paying exorbitant premiums for your Vermont health insurance and are operating a solo business in Vermont, you are encouraged to contact Benefit Design & Strategies to see what we can do for you.

Many of our self-employed clients are quite satisfied with the Health Savings Account type of medical plan that enables them to open a tax-favored special bank account and pay for their medical expenses from this account. 

Visit the HSA link to see if one of these plans might be suitable for you and your family. Then give us a call.